1. Introduction

#MyDuitStory 3.0 Short Video Competition (Competition) is a financial education initiative by Financial Education Network (FEN)^[1], in collaboration with The Association of Banks in Malaysia (ABM), Association of Islamic Banking and Financial Institutions Malaysia (AIBIM) and Association of Development Financial Institution of Malaysia (ADFIM). The competition aims to create awareness among youth to be vigilant on the latest and various modus operandi and tactics of financial fraud and scams.

2. Eligibility

The Competition is open to undergraduates from full-fledged universities (IPTA & IPTS), and students from IPGM under MOE, and ILKS under KBS (please refer to item 13 below).

3. Registration
   • Students may submit an individual entry OR as a team of not more than 4 members (including Team Leader but excluding talents).
   • Students are required to register at https://myduitstory.my/ by providing the following details:
     • Name (Individual/Team Leader), e-mail address, contact number, and name of the university/Institut Pendidikan Guru represented by the Individual/Team Leader.
     • Upon registration, the Individual/Team Leader will receive a confirmation email which include:
       • a link to a Google Form for the Individual/Team Leader to fill in the details of the Lecturer(s) and the Team, if applicable.
       • Facebook link to the Virtual Briefing by The National Film Development Corporation Malaysia (FINAS) and representatives from the Insurance/Takaful Industry.
   • Team Members can be from the same or different participating universities.
   • Only registered universities in the Google Form are eligible for the ‘University With Most Entries Submitted’ prize category.
   • The Organizer reserves the right to validate the status of the Students
   • Students may submit multiple entries, but only one entry could be considered to the final round

4. Important Dates
   • Registration: 15 December 2022 – 31 January 2023
   • Virtual Briefing via Facebook Live: 13 January 2023
     • FINAS – on creating an engaging video and cultural nuances
   • Videos submissions: 6 February 2023 – 3 March 2023

5. Video Submission
   • Students must upload the videos to their respective YouTube accounts and ensure that the videos are set to “Private”.
   • Students to invite my@gmail.com to view the YouTube video.
   • The video uploaded in YouTube must have a title and a brief synopsis of up to 300 (in English or Bahasa Melayu).
   • Students must e-mail to my@gmail.com the following:
     • Indicate in the email Subject: #MyDuitStory3 Submission | Individual/Team Name | University (Compulsory)
     • Provide the link to the video uploaded in YouTube
     • Indicate the title of the video and Coverage.

6. Coverage
   • Students to create inspiring and educational videos relating to personal financial risk management, covering the areas, as follows:

Table: Personal Financial Risk Management

7. Format of the Video
   • Duration: Between 4 to 5 minutes, including the title.
   • Format: High-definition MP4 format. The aspect ratio should be 16:9 and a minimum resolution of HD (1080 X 1920 px).
   • Style: Documentary, narrative (scripted), short drama, animation, or anything suitable to deliver the personal financial management story.

2. Video Requirements
   • The video can be either in English, Bahasa Melayu, or a mix of both languages.
   • The videos have not been submitted to any other competitions.
   • All entries must be the Students’ original works, and no part or component thereof is copied from any other work or material.
   • The videos must not include any endorsements of products or services.
   • The videos must not contain any obscene, violent, racist, religious, political and/or defamatory content.
   • Students shall fully bear all costs and expenses for the production of the videos and their participation in the Competition.

3. Judging criteria
   3. Main Theme Message (40 points)
      3. Presentation

Does the video include tips to avoid being the victims of financial fraud and scams? Is the video presented able to trigger emotional impact?

1. Effectiveness of messages to be conveyed

Are the key messages clearly identified? Does the video clearly depict the key messages? Are the messages sent effectively? How compelling is the video?

• Call to Action
  Does the video create a viewer’s desire to make a change, spread the message further, or provide a call to action?

1. Creativity/Originality (30 points)

Videos must be Students’ work, in Students’ own words, and may include personal experiences and thoughtful observations. Videos must reflect that Students have carefully examined and thought through the personal financial risk management areas.

1. Originality – uniqueness, and originality of the story.
2. Creativity – effective use of imagination and creativity.

• Plot – actions, events, conflicts, and turning points that propel the story forward. How the story unfolds.

1. Pacing and Structure – the timing of the action, unfolding of plot elements, character development, and the video’s framework.
2. Characters – personalities that are distinctive and compelling. A protagonist and antagonist with clear and active goals.
3. Entertainment Value – does the story keep the viewer’s attention? Is it fun, engaging, or thought-provoking?

• Dialogue – voices that are natural, concise, and unique to each character. Use of language that effectively reveals character and moves the story forward or the lack of dialogue is used effectively.

1. Technical Organization (30 points)

How well is the video produced in terms of continuity, timing, camera operation, sound quality, editing, and adherence to the time limit of 4 – 5 minutes?

1. Videography – the quality of videography demonstrated in work.
2. Sound Quality – the dialogues are clear and not hindered by any noise or music score.

• Music Score – the music score is suited to the video and helps to tell the story and its characters

4. People’s Choice – Most Likes
5. Top 13 videos will be posted on #MyDuitStory Facebook and Instagram.
6. The videos will be ranked based on the number of ‘Likes’ or ‘Views’.
7. Digital buy is NOT allowed to boost video promotion on social media. Entries found to have digital buy will be disqualified.

5. Prizes and Announcement of Winners

• 1^st Prize: RM8,000 cash
• 2^nd Prize: RM5,000 cash
• 3^rd Prize: RM3,000 cash
• Consolation Prizes: RM1,000 cash X 10
• University/Institut Pendidikan Guru With Most Entries Submitted*: RM5,000 cash X 1
• People’s Choice (Most Likes): RM2,000 cash

* with at least one entry shortlisted in the top 30 entries

1. The winners will be notified either by phone, e-mail, and published in the #MyDuitStory website, Facebook, and Instagram.
2. Cash prizes will be credited into an account of the individual/one of the team members (including Team Leader). Winners will be required to provide the account details for the purpose of transferring the prizes money.

12.  Copyright and Ownership
13. Rights of the Organiser: The winning entries shall provide the Organiser exclusive rights to use the entries submitted for educational and promotional purposes. The Students further agree that the Organiser reserves the right to use their names in connection with such uses but shall have no obligation to do so. The Organiser has the right to modify/extend dates or cancel the Competition due to unforeseen circumstances.
14. Copyright: By entering the Competition, the Students confirm that they are the rightful owner or otherwise have the intellectual property rights to submit such materials; and therefore warrant that they have obtained rights in incorporating any copyrighted materials including but not limited to music, soundtrack, audio, graphics, images and video clips used in their video entry. Each entry and any part thereof shall not at any time infringe or violate any laws or the rights of third parties.
15. By submitting your entries for this Contest, all Students agree and acknowledge that all intellectual property rights shall be owned by the Organiser. The Organiser shall have the exclusive right to use, edit, modify and publish the entry submitted by all the Students, publish the names of the Students, in any way it deems fit for any advertising, trade, promotional purpose and for any other reason whatsoever, without any further notice to the Students and the Students shall not claim ownership or any payment or compensation on the materials. For the avoidance of doubt, the submissions will not be edited for judging purposes.
16. Consent for Castings: Students shall inform casting talents featured in their entries of the possibility of the usage of the video entry by the Organiser. This is to avoid any royalty or compensation issues regarding the usage of the video entry by the Organiser in the future.
17. Limitations on Liability: The Organiser hereby disclaims all liabilities that may arise in connection with the Competition entries. Further, the Organiser shall not be held responsible for any lost or damaged entries in transit. Entries are automatically rejected if they are incomplete, unreadable, damaged, not in compliance with the Competition Terms and Conditions stated herein or may bring the Competition into disrepute. The Organiser reserves the right to cancel, terminate, modify, suspend or extend the Competition at any point of time. The Organiser reserves the right to refuse or cancel any video screening, which is of insufficient quality to ensure satisfactory public screening. The decision of Organiser in all matters relating to the Competition shall be final and binding.