Financial Capability and Inclusion Demand Side Survey 2024

The Financial Capability and Inclusion Demand Side (FCI) Survey is a triennial cross-sectional survey commissioned by the Bank Negara Malaysia (BNM).

It assesses the level of financial capability of Malaysians based on measures of financial knowledge, behaviour and attitude which are used to construct a composite Malaysia Financial Literacy and Capability (MYFLIC) Index.

The most recent survey which was conducted in 2024 broadens its scope to cover assessments on financial well-being and digital financial literacy.